Blog | Michael Ladd

Mortgages for First-Time Homebuyers: The Basics

Image by Tumisu from Pixabay Financing a new home can seem overwhelming. For first-time homebuyers, the entire concept of obtaining a mortgage might seem especially daunting. There are many different lenders and many different types of mortgages available, so it's difficult to know which ones are best. Here we will ...

Pricing Psychology and Selling your Home

Have you ever seen a product at a store and thought, “Whoa. That price is outrageously high. It’s just not worth it!” Conversely, you might have also reacted to another product with, “That’s awfully cheap. The quality must not be good.”Welcome to the psychology of pricing! According to research, people tend ...

Earnest Money: What Is It?

Photo by Mercigod via Shutterstock Earnest money is the amount of money put down for a large purchase. While this is not limited to real estate, it is used frequently in the real estate industry. It’s a sign of good faith from the buyer to the seller and normally constitutes about ...

Home Improvement Tips for a Faster Home Sale

Photo by Schluesseldienst via PixabaySelling? Ready to wow potential buyers with some high-impact touch-ups? Here are some top ideas to mesmerize home buyers—without spending a fortune on renovations. Dazzle Them at the Doorstep Many of today's home sales, and certainly most fast transactions, begin with online browsing. First, snap a photo of your ...